Medical Insurance &
Public Benefits

Health Insurance Premium Payment (HIPP) Program

The HIPP program, operated by the Pennsylvania Department of Public Welfare (DPW), helps Medical Assistance enrollees pay for private health insurance when it is available through an employer and is determined by DPW to be cost-effective.  HIPP is not a health insurance provider but a program that helps qualifying families pay for available  private health insurance.

HIPP recipients use their private health insurance as the primary payer for all health services, and Medical Assistance is the secondary payer.

HIPP clients cannot enroll in an MA HealthChoices program for managed care.  Instead, they are enrolled under "Fee-for-Service.

To become eligible for HIPP, the applicant must first be enrolled in MA.  The HIPP program will contact you if you indicated on your MA application that health insurance is available to you through your employer but you are not enrolled.

HIPP will contact your employer to find out the cost of coverage and the insurance benefit package. If HIPP decides the coverage is cost-effective, it will enroll the applicant into HIPP and arrange to pay the premium. The method of payment is determined by the employer – either HIPP will mail a check to your employer or you pay the premium and HIPP reimburses you.

The HIPP program will continue to pay your premiums as long as your child is eligible for Medical Assistance and as long as payment is determined by DPW to be cost-effective.  HIPP will review your case regularly.  You are responsible for notifying HIPP about changes in your private insurance policy, such as when premiums increase.

See below for a list of the regional offices:

Region Address Counties
Chestnut Ridge Regional Office P.O. Box H
Torrance, PA 15779-0115
Allegheny, Armstrong, Beaver, Clarion, Elk, Greene, Jefferson, Washington
Clarks Summit Regional Office 1451 Hillside Drive
Newton Hall
Clarks Summit, PA 18411
Bucks, Chester, Delaware, Lackawanna, Luzerne, Monroe, Montgomery, Northampton, Philadelphia, Pike, Susquehanna, Wayne, Wyoming
Harrisburg Regional Office P.O. Box 8195
Harrisburg, PA 17105-8195
Adams, Armstrong, Bradford, Carbon, Centre, Clinton, Columbia, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Lycoming, Mifflin, Montour, Northumberland, Perry, Schuylkill, Snyder, Sullivan, Tioga, Union, York
Torrance Regional Office P.O. Box H
Torrance, PA 15779-0115
Bedford, Blair, Cambria, Cameron, Clearfield, Fayette, Franklin, Fulton, Huntingdon, Indiana, Juniata, Potter, Somerset, Westmoreland
Warren Regional Office 589 Hospital Drive, Suite D
Warren, PA 16365
Butler, Crawford, Erie, Forest, Lawrence, McKean, Mercer, Venango, Warren